Terms and Conditions
1. Introduction
Welcome to paymemy.com. These Terms and Conditions (“Terms”) govern your access to and use of our website, services, and applications (collectively, the “Service”). By accessing or using the Service, you agree to be bound by these Terms. Please read them carefully.
2. Definitions
– “Service” refers to the website paymemy.com and any related features, tools, and content provided through the site.
– “User” means any individual or entity who accesses or uses the Service.
– “Content” includes, but is not limited to, text, images, graphics, audio, video, data, information, and other materials available through the Service.
– “Account” means a unique registration on paymemy.com that allows a User to access specific functions of the Service.
3. Acceptance of Terms
By accessing or using paymemy.com, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, please do not use the Service.
4. Changes to Terms
We reserve the right to modify these Terms at any time. Updated Terms will be posted on paymemy.com. It is your responsibility to review the Terms periodically. Continued use of the Service after changes shall constitute your acceptance of the updated Terms.
5. Use of Services
Eligibility
You must be at least 18 years of age or of legal age in your jurisdiction to use the Service. By using the Service, you represent and warrant that you meet the eligibility requirements.
Account
To access certain features of paymemy.com, you may be required to create an Account. You agree to provide accurate and complete information during registration and to keep your Account credentials confidential. You are responsible for all activities that occur under your Account.
Prohibited Activities
You may not:
– Use the Service for unlawful purposes or in violation of applicable laws.
– Interfere with or disrupt the integrity or performance of the Service.
– Attempt to access data not intended for you or unauthorized areas of the platform.
– Reproduce, duplicate, or exploit any part of the Service without express written permission.
6. Intellectual Property
All Content and materials on paymemy.com, including but not limited to logos, trademarks, design, software, and text, are the property of paymemy.com or its licensors and are protected by intellectual property laws. Users are granted a limited, non-exclusive, non-transferable license to use the Service for personal and non-commercial use only.
7. User-Generated Content
If you submit any content, materials, information, or feedback to paymemy.com, you retain ownership of that content but grant us a non-exclusive, worldwide, royalty-free, perpetual license to use, reproduce, modify, and distribute such content in connection with the operation and promotion of the Service. You are solely responsible for the content you submit and agree not to post anything that is unlawful, offensive, infringing, or otherwise inappropriate.
8. Privacy Policy
Our use of personal information is governed by our Privacy Policy, which can be found on paymemy.com. Please review it to understand how we collect, use, and protect your data.
9. Third-Party Services
The Service may include links to or integrations with third-party websites or services. We do not control or endorse such third parties and are not responsible for their content, policies, or practices. Your interactions with third-party services are at your own risk.
10. Disclaimers and Liability
The Service is provided on an “as is” and “as available” basis. We do not guarantee that the Service will be error-free, uninterrupted, or secure. To the fullest extent permitted by law, paymemy.com disclaims all warranties and shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of or inability to use the Service.
11. Indemnification
You agree to indemnify, defend, and hold harmless paymemy.com, its affiliates, officers, employees, and agents from any claims, damages, liabilities, costs, or expenses (including legal fees) arising from your use of the Service, your violation of these Terms, or your infringement of any third-party rights.
12. Termination
We reserve the right to suspend or terminate your access to the Service at any time, with or without cause or notice. Upon termination, your right to use the Service will immediately cease, and any provisions in these Terms that are intended to survive termination shall remain in effect.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which paymemy.com operates, without regard to its conflict of law principles. Any legal action or proceeding relating to these Terms shall be brought exclusively in the appropriate courts of that jurisdiction.
14. Miscellaneous
Entire Agreement
These Terms represent the entire agreement between you and paymemy.com regarding your use of the Service and supersede all prior agreements and understandings.
Severability
If any provision of these Terms is found to be invalid or unenforceable, that provision shall be severed and the remaining provisions shall continue in full force and effect.
Waiver
No waiver of any term or condition shall be deemed a further or continuing waiver of such term or any other term, and our failure to enforce any right will not constitute a waiver of such right.
15. Contact Info
For questions about these Terms, contact us at [email protected].